Now is the very best time to enter the capital markets and buy cheap stocks or mutual funds. This is manner from heaven for the wise and prudent investor. I tell you, if this was the Bay or any other consumer sale people would be lining up around the block to get a piece of the action. But no, it's investment so what do they do, instead of staying put and buy low, the masses, in droves rush in like scared rabbits to cash out. Sell, sell, sell - low and wait until the market is moving up again and buy high.
At the end of the day these are the investors who lament that they don't like to invest in stocks because they've lost money. It never fails, people lose money because they listen to their friends and neighbors and yes, well meaning family members who always seem to know someone who is making 10% consistently, year over year. (Remember Bernie Madoff - who made off with billions of investor's money?) And the next thing you know they're writing cheques and rubbing their palms waiting for the big win fall. Well, all that is well and good but after being in the world of finance for over 20 years I can tell you this investing is not a get rich quick scheme. And, it is not for people who don't have a pot to piss in either. You cannot invest money in the market that you need in the short term. Investing in the capital market for any period shorter than 5 years is crazy!
What I love best about my job as a financial adviser is that I can tell people the absolute truth. If they don't have a big enough pot to piss in - I will discourage them from playing with the big boys and girls in the market place. It is all about capital. If you need capital preservation - save your money in Guarateed Investment Certificates, yes the rates are low but you will have your capital. (Just know that you will need a wheel burrow full of paper money to buy a loaf of bread because that is what inflation and taxes does to your meager return.)
If you are interested in capital appreciation of you investment , and your time horizon is long, and this is money you don't need to feed your family, then go to town and invest well. But for god sake, don't panic when the market is doing what it is supposed to do and run for cover.
I know, these are interesting times we are living in on all fronts in business and in our personal lives. Personal relationships are taking a beating, couples whom I've known for years are calling it quit because they are tired of the same old same old. Women are finding it ever more difficult in finding a real man and I am talking about finding a real man. A real man who truly knows how to respond and communicate effectively and one that not just want to fuck you so that he can feel like a real man. Believe me, there is a big difference.
That is why I am single and will be so until I find the man who can step up to the plate and bring not only fabulous sex to the table but one who is also intelligent, wise, caring and down right easy to talk to. In a nutshell, I am seeking a man who can add real value to my life, otherwise, I am continuing to masturbate and avoid stupid sex with stupid men.
Live Your Best Live Ever! Even if you are by yourself...enjoy the good times and let it roll.
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